In July 2020, the Cadbury Farmer Resilience Fund launched a one-year flexible grant facility in response to the significant impacts of the Covid-19 pandemic on Ghana’s cocoa sector. The aim of the Fund was to provide start-up capital for nine cocoa unions affiliated with Cocoa Life Ghana to pilot new climate-smart business models, bolstering food security, and ensuring they could maintain their cocoa harvest through the 2020–21 season. This learning brief shares key lessons learnt from the delivery of the grant facility.